What things cost right now

Crypto prices are real-time. They come straight from a public exchange feed, so what you see is what the market is doing as you read it.

Everything else runs about fifteen minutes behind. That is the standard for free market data — real-time equity and commodity prices are a licensed product. The delay is marked on each row while a market is open, because a fifteen-minute-old price presented as current is a small lie that compounds.

Markets close, and “Last close” means what it says. Stocks do not trade at the weekend or overnight, so outside trading hours you are looking at the last price before the close. That is why the Quoted column may say two days ago rather than two minutes: it is the time the price was true, not the time this page last checked.

Currency rates read in one direction. Each figure is how many units of that currency one US dollar buys — so a rising number means the dollar is buying more, not that the currency is worth more. The unit is printed under every rate for the same reason. These are reference rates published once a day, which is why they are marked “Daily rate” rather than live.

A price with no timestamp is worth very little. That is true of this page and of every other one. If a feed stops responding, this page shows the last price it has along with its real age, marks it as not updating, and stops showing it altogether after six hours — a number that has quietly stopped moving is worse than no number.

The Lebanese pound is not here, on purpose. The only rate a free feed publishes is the official one, and that is not the rate anyone actually transacts at. Printing it next to real prices would be worse than printing nothing, so it is left out until I can source a rate that means something.

Commodities are the real benchmarks, not funds that hold them. Oil is the WTI and Brent prices per barrel, not a fund that holds oil futures. That distinction matters more than it sounds: a fund rolls contracts and charges fees, so it drifts from the commodity it tracks, sometimes badly. The trade is frequency — these publish once a day, and each row carries the date it was published.

Bond funds are not bond yields. Government yields are licensed data on every free tier, so what you see are the funds that hold the bonds. A fund’s price moves roughly opposite to yields and carries its own fees — related to a yield, but not one, and never captioned as one.

Index funds are not indices. The S&P 500 and Nasdaq 100 values themselves are licensed data, so what you see here are the funds that track them. A fund carries its own fees and drifts slightly from the index it follows — close, but not the same number, which is why each is labelled as a fund.

This is information, not advice. Nothing here is a recommendation to buy or sell anything, and a price tells you what something costs, not what it is worth. I am not a licensed financial adviser.

Data from Kraken and Twelve Data and exchangerate-api.