Lebanon Personal Budget Template

A monthly budget built for how people in Lebanon actually earn and spend — multi-currency, with a fresh/lollar split and a realistic categories list.

Who it's for

Employees, freelancers and households in Lebanon who want a budget that survives contact with reality.

What's in it

  • A monthly income and expense sheet in USD and LBP
  • Separate tracking for cash, card and transfer spending
  • Fixed vs variable cost split
  • A savings-rate summary that updates as you type
  • A twelve-month roll-up

What it helps you do

  • See where the money actually goes, category by category
  • Stop guessing your real monthly burn
  • Spot the two or three costs that drive most of your spending

Questions

Do I need Excel?
It works in Excel, Google Sheets and LibreOffice. Formulas are standard — no macros.
Is it locked to one currency?
No. You set the rate you want to use and the sheet converts both ways.

Educational use only. This resource is a general template for learning and planning. It is not personalised financial, accounting, tax or legal advice, and it does not guarantee any outcome. Check anything important against your own circumstances and a qualified professional. Full disclaimer.

Read alongside it

  • Why prices moved before your salary did

    Inflation is usually explained as "prices going up". That framing hides the part that actually affects you: prices and incomes do not move at the same speed, and the gap between them is where the damage happens.